Welcome to Open Enrollment for 2026
October 1–31, 2025
Open Enrollment is the annual period when you can make changes to your health insurance coverage. This is your chance to review your current plan offerings and make sure it still meets your needs. You can also compare plans and switch to a different one if you find a better option. This year’s Open Enrollment is PASSIVE, which means if you don’t make any changes, your current coverage(s) will automatically renew for the following year. The only exception is the FSA (Flexible Spending Account)! If you have an FSA, you will need to make an election every single year.
Open Enrollment is only October 1–31, and this is your only opportunity to make benefit changes unless you have an IRS status life event. Don’t forget! Our Benefit Call Center is available during this time to help with any questions you might have about your benefits.
PLEASE NOTE: If you wish to continue your FSA contributions, you must RE-ENROLL for 2026.
What’s New, What’s Changing, and What’s Staying the Same for 2026 Benefits
- There are NEW enhancements and changes to the wellness program:
- Hinge Health (through BCBST): a FREE virtual physical therapy provider (available to all employees and dependents on any of the medical plans that meet intake qualifications)
- FEDLogic: A FREE advocacy service for state and federal benefits (available for all employees and dependents)
- The company will continue to contribute to your HSA:
- You: $50 per month ($11.54 weekly)
- You + Spouse: $95 per month ($21.92 weekly)
- You + Child(ren): $90 per month ($20.77 weekly)
- You + Family: $110 per month ($25.38 weekly)
- There will be incremental changes to copays and deductibles with a modest increase to all medical plan premiums. Refer to your Benefit Guide for your new 2026 rates.
**Don’t forget! You have access to the Benefit Call Center during Open Enrollment: M-F 8 a.m.–5 p.m. CST. Call 800-908-1976**
800-908-1796
Business Hours: M-F 8 a.m.- 5 p.m. CST
If you’d like to set up a meeting time with a specialist to help when you need to enroll, click here.
Your 2026 Benefits Guide
ENROLLMENT CHECKLIST
PREPARE
- Check out your 2026 benefit options in the 2026 Benefits Guide on this page.
- Review eligibility requirements for you and your dependents here or on page 5 of your Benefits Guide.
- Look at your medical expenses this year to estimate how much you’ll want to put in a Flexible Spending Account (FSA) or Health Savings Account (HSA). You must be enrolled in the High Deductible Health Plan (HDHP) to enroll in the HSA.
- Gather this information before you enroll:
- For you: Your FirstFleet UserID and password
- For your dependents and beneficiaries: Social Security numbers, addresses, dates
of birth
DECIDE
Make the most of your 2026 benefits. Check out your coverage options. Choose from:
- Two medical plans
- Two dental plans
- Two vision plans
- Health Savings Account (HSA) (only with HDHP medical plan)
- Health Care Flexible Spending Account (HCFSA)
- Dependent Care Flexible Spending Account (DCFSA)
- Voluntary Life Insurance
- Short-Term Disability (STD) and Long-Term Disability (LTD) Insurance
- Supplemental Benefit Insurance
- 401(k) Plan (Now is a good time to review your plan with Principal at 800-547-7754 or at principal.com.)
ENROLL
During the Open Enrollment period:
- Click on the Enroll now button in the top right corner of this website.
- Follow the link to Workday platform.
- Enter your credentials.
- Select and/or review your benefit elections before submitting.
- Be sure to update beneficiaries as applicable.
- If electing the PPO Plan, remember to RE-ENROLL in your HCFSA.
- Digitally sign and submit! Remember the deadline is October 31, 2025!
Questions or Need Help with Enrollment?
Call the FirstFleet Benefits Call Center
Benefit specialists will help you learn more about your 2026 benefits and can assist with your enrollment.
Call 800-908-1796, M-F, 8 a.m.–5 p.m. CST — OR — click here to schedule a meeting with a benefit specialist.